U

Latest Perspectives

[ Stay up to date on the latest industry trends, our current research, and our views on the future of the retirement business. ]

Filter Perspectives

Found 132 Results

Participant Education Goes Virtual Post-Pandemic

Latest Perspectives

June 22, 2021

Last week, we hosted a quarterly virtual roundtable for senior recordkeeping relationship management executives where we focused on post-pandemic service model changes. Based on the discussions at the event, the pandemic may have permanently altered the way firms think about the delivery of participant education.

post

{"_edit_lock":["1633388313:746"],"_edit_last":["746"],"_wp_old_date":["2021-09-11"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"_thumbnail_id":["8499"],"pms-content-restrict-type":["default"],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"]}


Cyber Security Is a Top Concern

Latest Perspectives

June 8, 2021

The recent ransomware attacks on the Colonial Pipeline and meat producer JBS have elevated cyber security issues to front page news.  Executives at our recent large market sales event ranked cyber security as the top concern of plan sponsors as they evaluate their provider relationships. 

post

{"_edit_lock":["1633388301:746"],"_edit_last":["746"],"_thumbnail_id":["8501"],"_wp_old_date":["2021-09-11"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"],"pms-content-restrict-type":["default"]}


On the Road Again

Latest Perspectives

May 25, 2021

We hosted back-to-back events on May 11th for Recordkeeper Sales Executives: a late morning session for small market leadership and an afternoon session for large market leadership.  With vaccinations on the rise and CDC loosening guidance, travel was of course a big topic for discussion. 

post

{"_edit_lock":["1633388514:746"],"_edit_last":["746"],"_thumbnail_id":["8503"],"_wp_old_date":["2021-09-11"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"pms-content-restrict-type":["default"]}


Will SECURE 2.0 Close the Coverage Gap?

Latest Perspectives

May 11, 2021

Last week, the House Ways and Means committee voted unanimously to advance SECURE 2.0 to be considered by the House, and it will no doubt pass this hurdle and move on to the Senate.

post

{"_edit_lock":["1633388440:746"],"_edit_last":["746"],"_thumbnail_id":["8505"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"_wp_old_date":["2021-09-11"],"pms-content-restrict-type":["default"]}


DCIO Travel Policies

Latest Perspectives

April 27, 2021

Last week, the RLF hosted its 2021 spring DCIO Senior Executive Roundtable.  With leadership from 20 firms represented, the group shared perspectives on early 2021 sales activity, the increasing power of distributor home offices, potential staffing changes, engaging retail, retirement income product launches, and a whole host of other initiatives.

post

{"_edit_lock":["1633388480:746"],"_edit_last":["746"],"_thumbnail_id":["8507"],"_wp_old_date":["2021-09-11"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"pms-content-restrict-type":["default"]}


HSAs Continue Steady Growth

Latest Perspectives

April 13, 2021

On a recent call with a large asset management firm, the interviewee commented that, “we are looking for the next asset opportunity and we kind of put HSAs on the back burner last year; we need to look at it again.”  This sparked two thoughts for us at the RLF: (1) we haven’t heard a lot about HSAs since the pandemic started last year and (2) it’s definitely worth investigating how the accounts fared in 2020. 

post

{"_edit_lock":["1633389021:746"],"_edit_last":["746"],"_thumbnail_id":["8509"],"_wp_old_date":["2021-09-11"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"pms-content-restrict-type":["default"],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"]}


A Diverse, Growing Channel

Latest Perspectives

March 30, 2021

Last week, the RLF hosted a virtual roundtable for senior executives from Scaled Retirement Advisory Firms (SRAFs), also known as aggregator firms. Despite the pandemic, a majority of these firms delivered impressive results last year – on both the organic and acquisition growth front.

post

{"_edit_lock":["1633388914:746"],"_edit_last":["746"],"_thumbnail_id":["8511"],"_wp_old_date":["2021-09-11"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"pms-content-restrict-type":["default"],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"]}


The Power of Predictive Analytics in a Pandemic

Latest Perspectives

March 16, 2021

On March 4th, we held a virtual event with relationship management leaders from 15 of the top small market (under $50M) recordkeepers. As you would expect, retention is a top concern for 2021 with 80% of firms reporting concerns that attrition will pick up as their clients return to more normal business operations.

post

{"_edit_lock":["1633388947:746"],"_edit_last":["746"],"_thumbnail_id":["8513"],"_wp_old_date":["2021-09-11"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"pms-content-restrict-type":["default"],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"]}


DC Firms Plan for More In-Person

Latest Perspectives

March 2, 2021

We’ve been closely monitoring the live meeting, travel, and event plans of our members, and a recent survey paints a clearer picture of when the DC business might get back to “normal.”  Our Q1 survey of relationship management leaders found that more firms are allowing travel for meetings and some are even planning live events.

post

{"_edit_lock":["1633389001:746"],"_edit_last":["746"],"_thumbnail_id":["8515"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"_wp_old_date":["2021-09-11"],"pms-content-restrict-type":["default"]}


Quarterly RSEC Meeting

Latest Perspectives

February 16, 2021

Last week, RLF hosted its first quarterly Recordkeeper Sales Executive Council (RSEC) meetings of 2021.  We convened senior leaders who manage small plan sales teams (<$50M) in the morning followed by an afternoon session for the large plan space ($50M+).  

post

{"_edit_lock":["1633389040:746"],"_edit_last":["746"],"_thumbnail_id":["8572"],"_wp_old_date":["2021-09-11"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"pms-content-restrict-type":["default"],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"]}


PEPs, AMAs, and Wellness

Latest Perspectives

February 2, 2021

We recently began research interviews for our Scaled Retirement Advisory Firm (SRAFs) Roundtable. And a good portion of the conversations is dedicated to these firms who are continuing to earn their name as Aggregators: despite the pandemic, 2020 and early 2021 acquisitions maintain a dizzying pace at record-level multiples.

post

{"_edit_lock":["1644942960:821"],"_edit_last":["821"],"_thumbnail_id":["8574"],"_wp_old_date":["2021-09-11"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"],"topic":[""],"_topic":["field_61f381ab37859"],"pms-content-restrict-type":["default"]}


Kicking Off a Very Strange Year

Latest Perspectives

January 19, 2021

So here we are in 2021, kicking off a new year in an environment unlike any year that we’ve ever faced. It was with a lot of interest, then, that we fielded our 2021 agenda poll: our annual survey where we ask our members to tell us about their goals and plans for the year to help us set our research agenda. 

post

{"_edit_lock":["1644943009:821"],"_edit_last":["821"],"_thumbnail_id":["8576"],"_wp_old_date":["2021-09-11"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"],"topic":[""],"_topic":["field_61f381ab37859"],"pms-content-restrict-type":["default"]}


New Year, New Research and Events

Latest Perspectives

January 5, 2021

Happy New Year!  We hope everyone had a happy and healthy holiday season. The RLF is excited for what we have planned for 2021. During the first four months of the year alone, we’ll be hosting a number of virtual events.

post

{"_edit_lock":["1644943094:821"],"_edit_last":["821"],"_thumbnail_id":["8578"],"_wp_old_date":["2021-09-11"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"topic":[""],"_topic":["field_61f381ab37859"],"pms-content-restrict-type":["default"]}


Product Trends for Managing Retirement Income

Latest Perspectives

December 22, 2020

Earlier this month, the RLF hosted a retirement income virtual event for more than 40 defined contribution executives. One of the goals of the event was to discuss key product development trends for managing retirement income inside of the DC plan. Since the SECURE Act, the rate of product rollouts has increased dramatically, and we wanted to give members a chance to hear about new innovations and discuss the future direction of retirement income solutions.

post

{"_edit_lock":["1644943253:821"],"_edit_last":["821"],"_thumbnail_id":["8580"],"_wp_old_date":["2021-09-11"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"],"topic":[""],"_topic":["field_61f381ab37859"],"pms-content-restrict-type":["default"]}


Gearing Up for 2020

Latest Perspectives

November 13, 2019

It’s that time when our members are fine-tuning their plans for the coming year. We are headed on the road to speak at a number of sales team events and strategy meetings. Below are some key themes members are asking us to cover with their teams.

post

{"_edit_lock":["1633389348:746"],"_edit_last":["746"],"mkd_disable_footer_image_meta":["no"],"show_footer_custom_widget_areas":["no"],"mkd_page_content_behind_header_meta":["no"],"mkd_boxed_background_image_attachment_meta":["fixed"],"mkd_scroll_amount_for_sticky_fullscreen_meta":["no"],"mkd_disable_fullscreen_menu_background_image_meta":["no"],"mkd_disable_vertical_header_background_image_meta":["no"],"mkd_video_type_meta":["youtube"],"mkd_blog_masonry_gallery_dimensions":["square"],"mkd_hide_background_image_meta":["no"],"mkd_disable_title_bottom_border_meta":["no"],"slide_template":["default"],"_thumbnail_id":["5961"],"simplefavorites_count":["0"],"_relevanssi_pin":[""],"_relevanssi_unpin":[""],"_wp_old_slug":["targeting-change-through-predictive-analytics","targeting-change-through-predictive-analytics-2","simple-plan-market"],"_searchwp_last_index":["1590576153"],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":["off"],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"_et_pb_built_for_post_type":["page"],"_et_pb_ab_subjects":[""],"_et_pb_enable_shortcode_tracking":[""],"_et_pb_ab_current_shortcode":["[et_pb_split_track id=\"5960\" \/]"],"_et_pb_custom_css":[""],"_et_pb_gutter_width":["3"],"_et_builder_version":["VB|Divi|4.4.9"],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-non-member-redirect-url":[""],"_et_pb_show_page_creation":["off"],"pms-content-restrict-type":["default"]}


Small but Mighty: the SIMPLE Plan Market

Latest Perspectives

August 21, 2019

Recent success stories from firms like John Hancock show how predictive analytics promise a better way to understand participants and influence positive behaviors.

post

{"_edit_lock":["1633389411:746"],"_edit_last":["746"],"mkd_disable_footer_image_meta":["no"],"show_footer_custom_widget_areas":["no"],"mkd_page_content_behind_header_meta":["no"],"mkd_boxed_background_image_attachment_meta":["fixed"],"mkd_scroll_amount_for_sticky_fullscreen_meta":["no"],"mkd_disable_fullscreen_menu_background_image_meta":["no"],"mkd_disable_vertical_header_background_image_meta":["no"],"mkd_video_type_meta":["youtube"],"mkd_blog_masonry_gallery_dimensions":["square"],"mkd_hide_background_image_meta":["no"],"mkd_disable_title_bottom_border_meta":["no"],"slide_template":["default"],"_thumbnail_id":["5904"],"simplefavorites_count":["0"],"_relevanssi_pin":[""],"_relevanssi_unpin":[""],"_wp_old_slug":["targeting-change-through-predictive-analytics","targeting-change-through-predictive-analytics-2"],"_searchwp_last_index":["1590576153"],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-custom-redirect-url":["https:\/\/retirementlf.com\/login\/"],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-type":["default"],"pms-content-restrict-custom-redirect-url-enabled":["yes"]}


Improving Outcomes Through Predictive Analytics

Latest Perspectives

March 19, 2018

Recent success stories from firms like John Hancock show how predictive analytics promise a better way to understand participants and influence positive behaviors.

post

{"_vc_post_settings":["a:1:{s:10:\"vc_grid_id\";a:0:{}}"],"_edit_lock":["1633389501:746"],"_edit_last":["746"],"mkd_disable_footer_image_meta":["no"],"show_footer_custom_widget_areas":["no"],"mkd_page_content_behind_header_meta":["no"],"mkd_boxed_background_image_attachment_meta":["fixed"],"mkd_scroll_amount_for_sticky_fullscreen_meta":["no"],"mkd_disable_fullscreen_menu_background_image_meta":["no"],"mkd_disable_vertical_header_background_image_meta":["no"],"mkd_video_type_meta":["youtube"],"mkd_blog_masonry_gallery_dimensions":["square"],"mkd_hide_background_image_meta":["no"],"mkd_disable_title_bottom_border_meta":["no"],"slide_template":["default"],"_thumbnail_id":["5607"],"simplefavorites_count":["0"],"_relevanssi_pin":[""],"_relevanssi_unpin":[""],"_searchwp_last_index":["1590576153"],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-type":["default"]}


It’s Time to Get Serious About Retirement Advice

Latest Perspectives

February 19, 2018

Over the last decade, I’ve seen the wealth management business go through a transformation from an “investment business” to an “advice business”, and I believe 2018 is the year that the retirement industry needs to follow their example.

post

{"_vc_post_settings":["a:1:{s:10:\"vc_grid_id\";a:0:{}}","a:1:{s:10:\"vc_grid_id\";a:0:{}}"],"_edit_last":["746"],"mkd_disable_footer_image_meta":["no"],"show_footer_custom_widget_areas":["no"],"mkd_page_content_behind_header_meta":["no"],"mkd_boxed_background_image_attachment_meta":["fixed"],"mkd_scroll_amount_for_sticky_fullscreen_meta":["no"],"mkd_disable_fullscreen_menu_background_image_meta":["no"],"mkd_disable_vertical_header_background_image_meta":["no"],"mkd_video_type_meta":["youtube"],"mkd_blog_masonry_gallery_dimensions":["square"],"mkd_hide_background_image_meta":["no"],"mkd_disable_title_bottom_border_meta":["no"],"slide_template":["default"],"mkd_show_title_area_meta":["no"],"_thumbnail_id":["5598"],"_edit_lock":["1633389572:746"],"_relevanssi_pin":[""],"_relevanssi_unpin":[""],"_searchwp_last_index":["1590576153"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-type":["default"]}


A Look Ahead

Latest Perspectives

January 19, 2018

We recently finished analyzing the results of our 2018 member survey, and some of the findings are pretty surprising.

post

{"_vc_post_settings":["a:1:{s:10:\"vc_grid_id\";a:0:{}}"],"_edit_lock":["1633389663:746"],"_edit_last":["746"],"mkd_disable_footer_image_meta":["no"],"show_footer_custom_widget_areas":["no"],"mkd_page_content_behind_header_meta":["no"],"mkd_boxed_background_image_attachment_meta":["fixed"],"mkd_scroll_amount_for_sticky_fullscreen_meta":["no"],"mkd_disable_fullscreen_menu_background_image_meta":["no"],"mkd_disable_vertical_header_background_image_meta":["no"],"mkd_video_type_meta":["youtube"],"mkd_blog_masonry_gallery_dimensions":["square"],"mkd_hide_background_image_meta":["no"],"mkd_disable_title_bottom_border_meta":["no"],"slide_template":["default"],"post_views_count":["13"],"mkd_show_title_area_meta":["no"],"enclosure":["http:\/\/retirementlf.com\/wp-content\/uploads\/2018\/01\/RLF-2017-Retrospective-and-2018-Research-Preview.mp4\n26218787\nvideo\/mp4\n"],"_thumbnail_id":["5555"],"mkd_blog_single_type_meta":["image-title"],"otw_bm_meta_data":["a:6:{s:10:\"media_type\";s:3:\"img\";s:11:\"youtube_url\";s:0:\"\";s:9:\"vimeo_url\";s:0:\"\";s:14:\"soundcloud_url\";s:0:\"\";s:7:\"img_url\";s:0:\"\";s:10:\"slider_url\";s:0:\"\";}"],"_searchwp_last_index":["1516465234"],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"pms-content-restrict-type":["default"]}


The Wellness Space is Getting Crowded

Latest Perspectives

October 2, 2017

Many industry publications have called 2017 the year of Financial Wellness. More and more evidence points to the fact that — as one member put it — “wellness is real” and not just a passing fad.

post

{"_vc_post_settings":["a:1:{s:10:\"vc_grid_id\";a:0:{}}"],"_edit_lock":["1633389720:746"],"_edit_last":["746"],"_thumbnail_id":["5445"],"mkd_disable_footer_image_meta":["no"],"show_footer_custom_widget_areas":["no"],"mkd_page_content_behind_header_meta":["no"],"mkd_boxed_background_image_attachment_meta":["fixed"],"mkd_scroll_amount_for_sticky_fullscreen_meta":["no"],"mkd_disable_fullscreen_menu_background_image_meta":["no"],"mkd_disable_vertical_header_background_image_meta":["no"],"mkd_video_type_meta":["youtube"],"mkd_blog_masonry_gallery_dimensions":["square"],"mkd_hide_background_image_meta":["no"],"mkd_disable_title_bottom_border_meta":["no"],"slide_template":["default"],"mkd_show_title_area_meta":["no"],"post_views_count":["9"],"resource_type":["Blog Post"],"_resource_type":["field_5a56aebad0a9d"],"_":["field_5a56af22d0a9e"],"_relevanssi_pin":[""],"_relevanssi_unpin":[""],"_searchwp_last_index":["1516465234"],"simplefavorites_count":["1"],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"pms-content-restrict-type":["default"]}


Continued Focus on Cyber/Data Security

Latest Perspectives

September 5, 2017

Across 2016 and into 2017, members have reported increasing requests for information cyber security from both plan sponsors and intermediaries.

post

{"_vc_post_settings":["a:1:{s:10:\"vc_grid_id\";a:0:{}}"],"_edit_lock":["1633389774:746"],"_edit_last":["746"],"_oembed_9b28e81412ea13fa001e7056780b4b7c":["{{unknown}}"],"_thumbnail_id":["5426"],"mkd_disable_footer_image_meta":["no"],"show_footer_custom_widget_areas":["no"],"mkd_page_content_behind_header_meta":["no"],"mkd_boxed_background_image_attachment_meta":["fixed"],"mkd_scroll_amount_for_sticky_fullscreen_meta":["no"],"mkd_disable_fullscreen_menu_background_image_meta":["no"],"mkd_disable_vertical_header_background_image_meta":["no"],"mkd_video_type_meta":["youtube"],"mkd_blog_masonry_gallery_dimensions":["square"],"mkd_hide_background_image_meta":["no"],"mkd_disable_title_bottom_border_meta":["no"],"slide_template":["default"],"mkd_show_title_area_meta":["no"],"post_views_count":["6"],"resource_type":["White Paper"],"_resource_type":["field_5a56aebad0a9d"],"_":["field_5a56af22d0a9e"],"_relevanssi_pin":[""],"_relevanssi_unpin":[""],"_searchwp_last_index":["1516465234"],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"pms-content-restrict-type":["default"]}


Research Preview: Understanding the Changing Plan Sponsor Landscape

Latest Perspectives

August 21, 2017

a

Our goal for this research will be to help members balance the need to deliver great outcomes with the competing demands of fiduciary and fees.

post

{"_vc_post_settings":["a:1:{s:10:\"vc_grid_id\";a:0:{}}"],"_edit_lock":["1633389939:746"],"_edit_last":["746"],"_thumbnail_id":["1834"],"mkd_disable_footer_image_meta":["no"],"show_footer_custom_widget_areas":["no"],"mkd_page_content_behind_header_meta":["no"],"mkd_boxed_background_image_attachment_meta":["fixed"],"mkd_scroll_amount_for_sticky_fullscreen_meta":["no"],"mkd_disable_fullscreen_menu_background_image_meta":["no"],"mkd_disable_vertical_header_background_image_meta":["no"],"mkd_video_type_meta":["youtube"],"mkd_blog_masonry_gallery_dimensions":["square"],"mkd_hide_background_image_meta":["no"],"mkd_disable_title_bottom_border_meta":["no"],"slide_template":["default"],"mkd_show_title_area_meta":["no"],"resource_type":["White Paper"],"_resource_type":["field_5a56aebad0a9d"],"_":["field_5a56af22d0a9e"],"_relevanssi_pin":[""],"_relevanssi_unpin":[""],"_searchwp_last_index":["1516465234"],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"pms-content-restrict-type":["default"]}


DCIO Meeting Recap

Latest Perspectives

August 7, 2017

On July 27th, the RLF hosted our annual DCIO Executive Forum and this year was definitely different than most.  The sentiment in the room was that the business has gotten significantly more difficult.  Relationships matter less, metrics (performance, fees) matter more than ever before, margins remain under pressure, and competition for large flow opportunities (plan QDIAs) is fierce.

post

{"_vc_post_settings":["a:1:{s:10:\"vc_grid_id\";a:0:{}}"],"_edit_lock":["1651013149:821"],"_edit_last":["821"],"_thumbnail_id":["5400"],"mkd_disable_footer_image_meta":["no"],"show_footer_custom_widget_areas":["no"],"mkd_page_content_behind_header_meta":["no"],"mkd_boxed_background_image_attachment_meta":["fixed"],"mkd_scroll_amount_for_sticky_fullscreen_meta":["no"],"mkd_disable_fullscreen_menu_background_image_meta":["no"],"mkd_disable_vertical_header_background_image_meta":["no"],"mkd_video_type_meta":["youtube"],"mkd_blog_masonry_gallery_dimensions":["square"],"mkd_hide_background_image_meta":["no"],"mkd_disable_title_bottom_border_meta":["no"],"slide_template":["default"],"mkd_show_title_area_meta":["no"],"post_views_count":["3"],"_searchwp_last_index":["1516465234"],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"topic":[""],"_topic":["field_61f381ab37859"],"pms-content-restrict-type":["default"]}


Making the QDIA More “Dynamic”

Latest Perspectives

July 24, 2017

Since the concept of the QDIA was first introduced by the PPA in 2006, it’s taken the DC world by storm.  There’s no shortage of statistics to prove the point: a recent Callan study found that more than 90% of plans use a QDIA as their default investment option and Cerulli predicts that by 2020, 90% of all new assets will flow into a QDIA.

post

{"_vc_post_settings":["a:1:{s:10:\"vc_grid_id\";a:0:{}}"],"_edit_lock":["1651013123:821"],"_edit_last":["821"],"_thumbnail_id":["5388"],"mkd_disable_footer_image_meta":["no"],"show_footer_custom_widget_areas":["no"],"mkd_page_content_behind_header_meta":["no"],"mkd_boxed_background_image_attachment_meta":["fixed"],"mkd_scroll_amount_for_sticky_fullscreen_meta":["no"],"mkd_disable_fullscreen_menu_background_image_meta":["no"],"mkd_disable_vertical_header_background_image_meta":["no"],"mkd_video_type_meta":["youtube"],"mkd_blog_masonry_gallery_dimensions":["square"],"mkd_hide_background_image_meta":["no"],"mkd_disable_title_bottom_border_meta":["no"],"slide_template":["default"],"mkd_show_title_area_meta":["no"],"_searchwp_last_index":["1516465235"],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"topic":[""],"_topic":["field_61f381ab37859"],"pms-content-restrict-type":["default"]}


New Employer Retention Tools for Millennials

Latest Perspectives

July 10, 2017

As the boomers move into retirement, Millennials are making their mark on the workplace and will soon become the largest presence in our workforce.  By 2025, 75% of global workers will be Millennials.1 Providers have devoted a good amount of time to learning about how to engage Millennials, understanding their perspective on retirement, and their perception of financial services firms.

post

{"_vc_post_settings":["a:1:{s:10:\"vc_grid_id\";a:0:{}}"],"_edit_lock":["1651013242:821"],"_edit_last":["821"],"_thumbnail_id":["5377"],"mkd_disable_footer_image_meta":["no"],"show_footer_custom_widget_areas":["no"],"mkd_page_content_behind_header_meta":["no"],"mkd_boxed_background_image_attachment_meta":["fixed"],"mkd_scroll_amount_for_sticky_fullscreen_meta":["no"],"mkd_disable_fullscreen_menu_background_image_meta":["no"],"mkd_disable_vertical_header_background_image_meta":["no"],"mkd_video_type_meta":["youtube"],"mkd_blog_masonry_gallery_dimensions":["square"],"mkd_hide_background_image_meta":["no"],"mkd_disable_title_bottom_border_meta":["no"],"slide_template":["default"],"mkd_show_title_area_meta":["no"],"_searchwp_last_index":["1516465227"],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"pms-content-restrict-user-status":["loggedin"],"topic":[""],"_topic":["field_61f381ab37859"],"pms-content-restrict-type":["default"]}


Are You Ready for the MEPs Opportunity?

Latest Perspectives

June 23, 2017

We have a lot of discussions with our members about their key issues, and growth of the core DC business always tends to top the list. In the small market, this conversation often includes Multi-Employer Plans (MEPs) and whether these products hold the key to small plan profitability. For those less familiar with MEPs, they provide a way for small employers to band together into a single plan and gives small employers access to products and pricing often reserved for much larger plans.

post

{"_vc_post_settings":["a:1:{s:10:\"vc_grid_id\";a:0:{}}"],"_edit_lock":["1651013451:821"],"_edit_last":["821"],"mkd_disable_footer_image_meta":["no"],"show_footer_custom_widget_areas":["no"],"mkd_page_content_behind_header_meta":["no"],"mkd_boxed_background_image_attachment_meta":["fixed"],"mkd_scroll_amount_for_sticky_fullscreen_meta":["no"],"mkd_disable_fullscreen_menu_background_image_meta":["no"],"mkd_disable_vertical_header_background_image_meta":["no"],"mkd_video_type_meta":["youtube"],"mkd_blog_masonry_gallery_dimensions":["square"],"mkd_hide_background_image_meta":["no"],"mkd_disable_title_bottom_border_meta":["no"],"slide_template":["default"],"_thumbnail_id":["5374"],"mkd_show_title_area_meta":["no"],"_searchwp_last_index":["1516465228"],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"topic":[""],"_topic":["field_61f381ab37859"],"pms-content-restrict-type":["default"]}


The Impact of Technology on HR

Latest Perspectives

June 12, 2017

Technology is a perennial topic for our members, and interest in the topic increases each year as firms look to use technology and data analytics to engage participants as well as plan sponsors. Across the board – in the plan business and in other lines of business – financial services firms are looking for opportunities to leverage technology and most believe there is more they could be doing.

post

{"_vc_post_settings":["a:1:{s:10:\"vc_grid_id\";a:0:{}}"],"_edit_lock":["1651013373:821"],"_edit_last":["821"],"_thumbnail_id":["5362"],"mkd_disable_footer_image_meta":["no"],"show_footer_custom_widget_areas":["no"],"mkd_page_content_behind_header_meta":["no"],"mkd_boxed_background_image_attachment_meta":["fixed"],"mkd_scroll_amount_for_sticky_fullscreen_meta":["no"],"mkd_disable_fullscreen_menu_background_image_meta":["no"],"mkd_disable_vertical_header_background_image_meta":["no"],"mkd_video_type_meta":["youtube"],"mkd_blog_masonry_gallery_dimensions":["square"],"mkd_hide_background_image_meta":["no"],"mkd_disable_title_bottom_border_meta":["no"],"slide_template":["default"],"mkd_show_title_area_meta":["no"],"_searchwp_last_index":["1516465228"],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"topic":[""],"_topic":["field_61f381ab37859"],"pms-content-restrict-type":["default"]}


Expanding the Revenue Pie for Recordkeepers

Latest Perspectives

May 30, 2017

It’s a bit of a paradox.  As retirement assets continue to reach record levels, the providers of retirement services to these savers face tough growth prospects and shrinking margins. Nowhere is this issue more prevalent than with defined contribution recordkeepers, who have faced pressure for years and see no end in sight (according to a survey that we published in our recent retirement trends research).

post

{"_vc_post_settings":["a:1:{s:10:\"vc_grid_id\";a:0:{}}"],"_edit_lock":["1651013504:821"],"_edit_last":["821"],"mkd_disable_footer_image_meta":["no"],"show_footer_custom_widget_areas":["no"],"mkd_page_content_behind_header_meta":["no"],"mkd_boxed_background_image_attachment_meta":["fixed"],"mkd_scroll_amount_for_sticky_fullscreen_meta":["no"],"mkd_disable_fullscreen_menu_background_image_meta":["no"],"mkd_disable_vertical_header_background_image_meta":["no"],"mkd_video_type_meta":["youtube"],"mkd_blog_masonry_gallery_dimensions":["square"],"mkd_hide_background_image_meta":["no"],"mkd_disable_title_bottom_border_meta":["no"],"slide_template":["default"],"_thumbnail_id":["5349"],"mkd_show_title_area_meta":["no"],"post_views_count":["0"],"_searchwp_last_index":["1516465228"],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"topic":[""],"_topic":["field_61f381ab37859"],"pms-content-restrict-type":["default"]}


Additional HSA Resources

Latest Perspectives

May 23, 2017

Our May 15th newsletter featured a link to our new HSA Blog and it received more clicks than any other content we’ve shared.  We also received a number of follow-up requests looking for more information on the HSA business.  Recognizing the interest in the topic, we wanted to share additional resources that should helpful as you and members of your team consider the HSA opportunity.

post

{"_vc_post_settings":["a:1:{s:10:\"vc_grid_id\";a:0:{}}"],"_edit_lock":["1651013630:821"],"_edit_last":["821"],"_thumbnail_id":["5343"],"mkd_disable_footer_image_meta":["no"],"show_footer_custom_widget_areas":["no"],"mkd_page_content_behind_header_meta":["no"],"mkd_boxed_background_image_attachment_meta":["fixed"],"mkd_scroll_amount_for_sticky_fullscreen_meta":["no"],"mkd_disable_fullscreen_menu_background_image_meta":["no"],"mkd_disable_vertical_header_background_image_meta":["no"],"mkd_video_type_meta":["youtube"],"mkd_blog_masonry_gallery_dimensions":["square"],"mkd_hide_background_image_meta":["no"],"mkd_disable_title_bottom_border_meta":["no"],"slide_template":["default"],"mkd_show_title_area_meta":["no"],"_searchwp_last_index":["1516465235"],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"topic":[""],"_topic":["field_61f381ab37859"],"pms-content-restrict-type":["default"]}


Why You Should Be Talking to Sponsors about HSAs

Latest Perspectives

May 15, 2017

If you subscribe to any of the regular retirement industry publications or have been to a conference in the last 6 months, you’ve been hearing and reading about health savings accounts.  Traditionally, these triple tax-advantaged accounts have been viewed as a resource to help individuals pay for immediate medical expenses and have been sold as a bolt-on product by health insurance providers.

post

{"_vc_post_settings":["a:1:{s:10:\"vc_grid_id\";a:0:{}}"],"_edit_lock":["1651013699:821"],"_edit_last":["821"],"_thumbnail_id":["5329"],"mkd_disable_footer_image_meta":["no"],"show_footer_custom_widget_areas":["no"],"mkd_page_content_behind_header_meta":["no"],"mkd_boxed_background_image_attachment_meta":["fixed"],"mkd_scroll_amount_for_sticky_fullscreen_meta":["no"],"mkd_disable_fullscreen_menu_background_image_meta":["no"],"mkd_disable_vertical_header_background_image_meta":["no"],"mkd_video_type_meta":["youtube"],"mkd_blog_masonry_gallery_dimensions":["square"],"mkd_hide_background_image_meta":["no"],"mkd_disable_title_bottom_border_meta":["no"],"slide_template":["default"],"mkd_show_title_area_meta":["no"],"post_views_count":["1"],"_searchwp_last_index":["1516465235"],"simplefavorites_count":["1"],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"pms-content-restrict-user-status":["loggedin"],"topic":[""],"_topic":["field_61f381ab37859"],"pms-content-restrict-type":["default"]}


2017 NAPA 401K Summit: Action Items for RLF Members

Latest Perspectives

May 1, 2017

The Retirement Leadership Forum attended NAPA’s 2017 401(k) Summit. After three days of sessions and networking with our members, some key themes emerged: Government-driven change is coming. The uncertainty of exactly how and when the Fiduciary Rule will take effect is making industry professionals uneasy. A proposed 60-day delay of the rule is under review, and Washington experts anticipate additional delays.

post

{"_vc_post_settings":["a:1:{s:10:\"vc_grid_id\";a:0:{}}"],"_edit_lock":["1651013751:821"],"_edit_last":["821"],"mkd_disable_footer_image_meta":["no"],"show_footer_custom_widget_areas":["no"],"mkd_page_content_behind_header_meta":["no"],"mkd_boxed_background_image_attachment_meta":["fixed"],"mkd_scroll_amount_for_sticky_fullscreen_meta":["no"],"mkd_disable_fullscreen_menu_background_image_meta":["no"],"mkd_disable_vertical_header_background_image_meta":["no"],"mkd_video_type_meta":["youtube"],"mkd_blog_masonry_gallery_dimensions":["square"],"mkd_hide_background_image_meta":["no"],"mkd_disable_title_bottom_border_meta":["no"],"slide_template":["default"],"_thumbnail_id":["5303"],"mkd_show_title_area_meta":["no"],"post_views_count":["2"],"_searchwp_last_index":["1516465235"],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"pms-content-restrict-user-status":["loggedin"],"topic":[""],"_topic":["field_61f381ab37859"],"pms-content-restrict-type":["default"]}


Welcome to the Retirement Leadership Forum

Latest Perspectives

March 27, 2017

Welcome to the RLF! The Retirement Leadership Forum is dedicated to the research and advisory needs of senior executives at the leading providers of employer-sponsored plans and investment solutions. We offer a full suite of executive decision-making resources, each focused on a simple concept: helping executives affect change that drives growth and profitability.

post

{"_vc_post_settings":["a:1:{s:10:\"vc_grid_id\";a:0:{}}"],"_edit_lock":["1651013837:821"],"_edit_last":["821"],"mkd_disable_footer_image_meta":["no"],"show_footer_custom_widget_areas":["no"],"mkd_page_content_behind_header_meta":["no"],"mkd_boxed_background_image_attachment_meta":["fixed"],"mkd_scroll_amount_for_sticky_fullscreen_meta":["no"],"mkd_disable_fullscreen_menu_background_image_meta":["no"],"mkd_disable_vertical_header_background_image_meta":["no"],"mkd_video_type_meta":["youtube"],"mkd_blog_masonry_gallery_dimensions":["square"],"mkd_hide_background_image_meta":["no"],"mkd_disable_title_bottom_border_meta":["no"],"slide_template":["default"],"_thumbnail_id":["5121"],"mkd_show_title_area_meta":["no"],"post_views_count":["8"],"_searchwp_last_index":["1516465235"],"et_enqueued_post_fonts":["a:2:{s:6:\"family\";a:1:{s:10:\"et-gf-lato\";s:75:\"Lato:100,100italic,300,300italic,regular,italic,700,700italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}"],"_et_post_bg_color":["#ffffff"],"_et_post_bg_layout":["light"],"_et_pb_show_title":["on"],"_et_pb_post_hide_nav":["default"],"_et_pb_page_layout":["et_right_sidebar"],"_et_pb_side_nav":["off"],"_et_pb_use_builder":[""],"_et_pb_first_image":[""],"_et_pb_truncate_post":[""],"_et_pb_truncate_post_date":[""],"_et_pb_old_content":[""],"pms-content-restrict-user-status":["loggedin"],"pms-content-restrict-custom-redirect-url":[""],"pms-content-restrict-custom-non-member-redirect-url":[""],"pms-content-restrict-message-logged_out":[""],"pms-content-restrict-message-non_members":[""],"topic":[""],"_topic":["field_61f381ab37859"],"pms-content-restrict-type":["default"]}